Here in the York County area, we’ve been fortunate enough to avoid a lot of bad weather in recent years. But just last year, we watched our friends in Columbia and at the coast deal with devastating floods. And of course, many of us still remember the damage caused in Rock Hill and Fort Mill by Hurricane Hugo in 1989. Seeing the destruction Mother Nature can cause should prompt every homeowner to prepare. As a local insurance agency, we recommend the following tips for filing a home insurance claim after a natural disaster.
- Contact your home insurance agency. Let your homeowners insurance agent know that you have damage. Here at Gill Insurance, you’ll talk directly to us to file a claim, not some call center in a far-off state.
- Document your losses. Take photographs of damage, refer to a home inventory, and start to estimate how much things cost.
- Be patient. Sometimes entire communities are affected by natural disasters. In this case, it may take time to complete repairs. Your insurance agent is working as hard as possible to process your claim.
We know filing an insurance claim can be stressful, especially after a natural disaster. Gill Insurance and Gill-Holler Insurance will treat you and your family with compassion and respect as we process your claim. It’s a level of personal attention you just won’t get from larger insurance companies. Trust us to protect your property.