Last time, we offered you some helpful advice about when you should increase your home insurance coverage. But in addition to any improvements you’ve made to the structure of your home, there are other things to consider. The independent insurance agents at Gill Insurance and Gill-Holler Insurance recommend the following tips for assessing your home insurance policy as part of a year-end review.
List your valuables. Did you acquire new electronics, jewelry, or artwork during the year? If so, you may need to increase your coverage to include the value. Or, you may need to add special declarations for these luxury items to guarantee coverage.
Make records of your home’s contents. Take photos of each room in your home. Focus on antiques or luxury items in addition to the overall contents of your home. Keep these photos, along with a detailed list, in a safe place. This will come in handy if you ever have to make a claim.
Schedule an appointment with your insurance agent. The beginning of a new year is the perfect time to get an insurance checkup. When you work with the Gill Agencies, you’ll get personal service that’s unmatched. We’ll help you find the best home insurance in Rock Hill and Fort Mill, SC from companies like Progressive. Call today to schedule an appointment or to get a free home insurance quote.