There’s nothing quite like the thrill of jumping into your boat on a hot summer’s day and feeling the wind on your face. Boat trips are one of the best recreational activities you can enjoy during warm weather. However, if you don’t have boat insurance, you might find yourself wishing you had stayed home. Here are three boat insurance tips from the Gill Agencies that can help keep your summer boat trips fun and free of stress:
- Know the difference between small and big boat coverage – A homeowners insurance policy may cover up to $1,500 in damages for a small-sized boat. However, this isn’t the case for large boats. In fact, you’ll rarely find a homeowners policy that will cover any big boat damages done to them. That’s why it’s always best to purchase a specialized boat insurance policy.
- You’ll be covered if injuries happen on your boat – In case someone gets hurt on your boat, your boat insurance policy should cover any injuries, as well as any property damage that’s done to or by your boat.
- It protects unless the loss of your boat – You never want your boat to be damaged or stolen. But if this happens, you’ll be okay if you have boat insurance. At Gill Insurance Agency and Gill-Holler Insurance, we can help you get the policy you need so you’ll be covered.
We want you to have a blast on your boat this summer! At the Gill Agencies, our staff can help you get the coverage you need for your watercraft. Call us today and let us help you get your summer started right!