Gill Insurance Agencies: Rock Hill: 803‑324‑5300    |     Fort Mill: 803‑548‑5907    |    Mt. Pleasant: 843-388-5021

Not all car insurance is created equal. The rates you pay for auto insurance can vary widely due to a number of factors. Here are four things that influence how much you’ll pay to protect your vehicle.

  1. The type of car. The more your vehicle’s worth, the more it will cost to repair or replace it if you’re involved in an accident. You’ll pay more for a new car than a used car. You’ll also pay more for auto insurance for a luxury car than for a more basic make or model.
  2. Coverage and deductible. If you elect to purchase more coverage, you’ll pay slightly more each month. The same goes for lower deductibles. However, you could save on the money you have to pay out-of-pocket if you have a claim.
  3. Driving and claims record. Have you been involved in one or more accidents in recent years? Do you have a speeding ticket or two on your record? These things can drastically affect your premium. Always drive safely and obey all traffic laws if you want to get the best car insurance rates.
  4. Multiple policies. If you have several vehicles in your family, you’ll pay lower rates if you insure them with the same agent. You’ll also save money if you have your homeowners insurance there, too.

Gill Insurance Agency in Rock Hill, SC and Gill-Holler Insurance in Fort Mill, SC want to help you find the best rates for your car insurance. We offer policies from carriers you can trust. If you’re looking for coverage from Travelers, Auto-Owners, or Progressive Insurance near you, give us a call. As a Trusted Choice independent insurance agent, we’ll find the right coverage for the right price. Contact us today for a free insurance quote.