Gill Insurance Agencies: Rock Hill: 803‑324‑5300    |     Fort Mill: 803‑548‑5907    |    Mt. Pleasant: 843-388-5021

The Labor Day weekend is fast approaching. That means lots of people will be heading to the lake to celebrate the end of summer with friends and family. Although boating is a fun activity, it comes with a lot of responsibility. That’s why boat insurance is a necessity for anyone who spends time on the water.

Why Do I Need Insurance on My Boat?

According to Trusted Choice, there were 93 boating accidents in South Carolina in 2011. Seventeen of these accidents led to fatalities and 25 caused damage to property. Altogether, these accidents caused nearly $300,000 in damages. That’s an average of almost $12,000 per accident. Can you afford to pay that much out of pocket if you’re involved in a boating accident?

Boat Insurance Quotes

Boat insurance isn’t required by law in South Carolina. However, going without it isn’t a risk that you should take. Policies are available for all types of boats, including small boats, yachts, speed boats, pleasure boats, pontoon boats, sailboats, and fishing boats. The cost of your policy will vary depending on the type of watercraft you have, so call us for a custom boat insurance quote.

Types of Coverage

But cost shouldn’t be the only factor you consider. The cheapest boat insurance may not provide you with the coverage you need. You’ll want to have liability coverage, as well as coverage for your property. You may also want to add coverage for towing and fuel spill cleanup.

How Do I Get Started?

The best way to find the right boat insurance policy for you is to talk to a qualified insurance agent. At the Gill Agencies, we take the time to get to know you so we can recommend the appropriate coverage for your needs. As a Trusted Choice agency, we can shop around for the best price on the policy you need. It’s a level of personal service you won’t find at larger agencies. Call us today to get started!