Gill Insurance Agencies: Rock Hill: 803‑324‑5300    |     Fort Mill: 803‑548‑5907    |    Mt. Pleasant: 843-388-5021

In our last post, we told you why it’s so important to have renters insurance. Today, we’d like to let you know what’s covered by renters insurance—and what’s not.

What Renters Insurance Will Cover

These policies will typically pay to replace furniture, televisions, stereos, computers, clothing, and other household items. This kicks in when the losses are caused by storms, weather, vandalism, or thefts. It would also cover damage caused by another person’s vehicle.

What Renters Insurance Won’t Cover

Like most other insurance policies for the home, your losses won’t be covered if they’re related to a business. They also won’t be covered if you’re found to have intentionally caused the loss. Vehicles or boats may not be covered, either, as these would fall under your auto insurance or boat insurance policies.

Of course, you should always verify your renters insurance coverage with your insurance agent. Having someone to answer all of your questions is important, regardless of whether you’re renting an apartment or a luxury home. That’s why you should trust a local insurance company like Gill Insurance and Gill-Holler Insurance. Our Trusted Choice agency is always looking out for you, getting you the best price on the best coverage and making sure you understand what you’re paying for. Call us today for a quote on any of our insurance services.